By Pam Wright, Local Journalism Initiative Reporter The Chatham Voice
Chatham-Kent’s initial draft budget increase of 4.74 per cent has prompted a few questions about the proposed increase in municipal spending.
During two online public forums last week, local residents had the opportunity to directly query municipal officials about how tax dollars will be spent in 2022.
Chief financial officer Gord Quentin fielded the bulk of the questions from the public – ranging from how Chatham-Kent stacks up against it neighbours, why new staff is being hired in tough economic times, and why rural residents pay less tax than urban dwellers.
Quentin explained that inflation – currently at a 30-year high in Canada – is behind the lion’s share of Chatham-Kent’s tax increase.
This proposed draft budget headed into the budget proceedings with an annual tax hike of $142 to the average homeowner based on an assessment of $3,200 to $3,600.
A total of three quarters of the increase is attributed to inflation while the remainder will be spent on infrastructure assets.
According to Quentin, council’s decision to increase overdue spending on big-ticket infrastructure items such as bridges, roads and buildings is the other key to the increase, he explained.
However, Quentin said, inflation impacts the infrastructure decision as well, because costs for labour and materials continue to rise.
When asked to compare to other municipalities, Quentin said services are much the same everywhere in the province, with Chatham-Kent being slightly below average in taxation.
Quinton who has worked with Chatham-Kent since amalgamation in 1998, said the municipality has always been playing catch up on infrastructure spending.
“We’ve been moving that up over time but we’re still only about 50 per cent funded for what we need to keep and maintain our infrastructure,” Quinton said, adding the municipality has faced “tremendous inflation” over the past year and a half.
A 30- to 40-per-cent increase in insurance costs is an example, Quentin noted.
Some of the decisions of councils past are coming home to roost.
Quentin said council’s decision in 2013 to make a $500,000 cut in the road salt budget while providing the same level of service created a “hole in the budget” that “doesn’t make any sense.”
Administration is recommending adding $62,500 back to the salt budget.
In response to a question as to why farmland tax rates are lower than urban rates, Quentin said that comes from council in 2004 and 2006 lowering the rate twice.
“At the time ag prices had plummeted,” he added, so in order to help out Chatham-Kent’s biggest industry, councillors lowered the farm tax rate from 25 to 22 per cent.
Essex, Elgin and Middlesex counties tax their farmland at 25 per cent while Lambton County’s rate is at 22.6 per cent.
Quentin said the farm tax issue will be brought up again in the spring.
Questions about hiring more staff were also raised.
Cathy Hoffman, general manager of corporate service and the chief human resources officer, said council sets the level of service, with administration then tasked with how to fit the bill.
Hoffman said there are ongoing monitoring and service reviews, which determine staffing levels.
The draft budget recommends hiring 41.5 full-time-equivalent staff, including around 30 staff at Riverview Gardens in order to meet Ontario’s upcoming mandate of providing four hours of care for every resident in long-term care. However, the province is funding 29.5 of those full-time positions.
The remaining positions include four new police cadets, a project manager for the new 9-1-1 system and two new building inspectors/bylaw officers.
A query was also raised about ways Chatham-Kent could increase its revenues.
One of the ways to increase Chatham-Kent’s tax base is to attract more people. CAO Don Shropshire said the municipality has adopted an “aggressive growth strategy” to increase population density and bring more investment to the area.
More people can share the cost, Shropshire said, adding Chatham-Kent has only 43 people per square kilometre, compared to places like Windsor with 1,450 people per sq. km.
The strategy, which includes deferring taxes for with a five- or 10-year period on some new builds appears to be working, Shropshire said, adding the recent boom in apartment complexes is one example of success.
However, investors are still required to pay taxes on the land value prior to development.
General manager of infrastructure and engineering Thomas Kelly said the financial squeeze means council has to make tough decisions.
Kelly used the example of having 10 roads to fix, but only money for five.
However, he said employees are constantly working on improving and adopting new technologies to cut costs, adding, “Chatham-Kent is very respected in the province for its innovation.”
Chatham Coun. Brock McGregor, chair of the budget committee, reminded viewers the draft budget is a “starting point,” noting public input helps council make decisions.
“The budget process is an important one as it reinforces our priorities over the coming year,” McGregor said.
There’s still time for local residents to get involved. McGregor said questions can submitted to the budget committee via Let’s Talk CK, by phone. Deputations will be received prior to deliberations, which were to begin Jan. 26.
How tax dollars are spent
Based on a $3,060 assessment, infrastructure and engineering comprised the lion’s share of spending at $1,213, with public works costs leading the way at $799, drainage asset and waste management at $184 and parks, recreation and cemeteries spending at $142.
At $529, community human services spending came in at second place with funding for employment and social services at $79, libraries at $72, child care and early years at $54, and public health at $47.
Policing was a close third at $525 per household, while $380 goes to fire and emergency services.
A total of $190 goes to the finance, budget, and information technology and transformation departments, with corporate services, including customer services, costing $94.
Most departments spent $5 on administrative costs with the exception of the finance and technology department, which saw $6 in administration costs.
Leadership costs, which include the mayor and the chief administrator’s office, council and legal costs comprise $64 of the taxpayer’s pie.
2021 revenue breakdown on $339,688,401 budget
• Property taxes comprise 51.3 per cent for $174.2 million;
• Other revenue, including provincial funding, counts for 48.7 per cent of overall funding totalling $165.5 million;
• Provincial funding makes up 34.3 per cent of the overall, with the federal government kicking in 2.6 per cent; and
• The remaining revenues come from items such as user fees and licences.
C-K Facts
• The municipality currently maintains 3,588 km. of paved roads and 3,246 km. of gravel roads.
• Chatham-Kent has 0.7 per cent of Ontario’s population but is home to 5 per cent of the province’s bridges with at least 850. It also has 20 per cent of Ontario’s drains at 4,800 km.
• The municipality maintains six municipal centres, 11 public works garages, nine fire stations, six ambulance stations, 11 library branches, six municipal cemeteries that are operational (58 that are not), 10 arenas, 16 aquatic facilities, more than 90 sports fields and 185 buildings, excluding social housing.
• Statistics Canada data set Chatham-Kent population at 101,000 in 2016 but that rose to 106,000 in 2020. Experts say the municipality will continue to experience growth over the next 10 years.
Equilibrado de piezas
El equilibrado es una etapa esencial en el mantenimiento de maquinaria agricola, asi como en la fabricacion de ejes, volantes, rotores y armaduras de motores electricos. El desequilibrio genera vibraciones que aceleran el desgaste de los rodamientos, generan sobrecalentamiento e incluso pueden causar la rotura de los componentes. Para evitar fallos mecanicos, es fundamental detectar y corregir el desequilibrio a tiempo utilizando tecnicas modernas de diagnostico.
Principales metodos de equilibrado
Hay diferentes tecnicas para corregir el desequilibrio, dependiendo del tipo de componente y la intensidad de las vibraciones:
El equilibrado dinamico – Se aplica en elementos rotativos (rotores, ejes) y se realiza en maquinas equilibradoras especializadas.
Equilibrado estatico – Se emplea en volantes, ruedas y piezas similares donde basta con compensar el peso en un solo plano.
Correccion del desequilibrio – Se realiza mediante:
Taladrado (eliminacion de material en la zona mas pesada),
Instalacion de contrapesos (en ruedas, aros de volantes),
Ajuste de masas de balanceo (por ejemplo, en ciguenales).
Diagnostico del desequilibrio: ?que equipos se utilizan?
Para detectar con precision las vibraciones y el desequilibrio, se utilizan:
Maquinas equilibradoras – Miden el nivel de vibracion y determinan con exactitud los puntos de correccion.
Equipos analizadores de vibraciones – Registran el espectro de oscilaciones, detectando no solo el desequilibrio, sino tambien fallos adicionales (por ejemplo, el desgaste de rodamientos).
Sistemas de medicion laser – Se emplean para mediciones de alta precision en componentes criticos.
Especial atencion merecen las velocidades criticas de rotacion – regimenes en los que la vibracion aumenta drasticamente debido a fenomenos de resonancia. Un equilibrado adecuado evita danos en el equipo bajo estas condiciones.
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기존 금융권 대출과 비교하면 여러 차별점을 가집니다. 복잡한 심사나 서류 절차가 거의 없고, 단시간 내 자금 마련이 가능하다는 점이 대표적인 장점입니다. 금융 이력이 남지 않기 때문에 신용도에 부담을 느끼는 경우에도 접근이 가능합니다. 하지만 통신요금 미납이나 연체가 발생할 경우 신용 상태에 불리하게 작용할 수 있으므로 신중한 관리가 반드시 필요합니다.
사람들이 폰테크를 선택하는 이유는 다양합니다. 갑작스럽게 현금이 필요한 상황, 신용 문제로 대출이 어려운 경우, 단기적인 자금 회전이 필요한 경우 등 여러 목적에서 활용됩니다. 즉각적인 현금 흐름이 중요한 경우에 현실적인 대안으로 선택되는 경우가 많습니다.
폰테크를 통해 마련한 자금은 주식이나 코인 투자, 사업 자금, 생활비 등 여러 방식으로 활용될 수 있습니다. 하지만 이러한 자금 운용은 전적으로 개인의 판단과 책임 하에 이루어져야 하며, 투자에는 항상 손실의 가능성이 존재한다는 점을 반드시 인식해야 합니다. 폰테크는 수익을 보장하는 수단이 아니라 단순한 자금 마련 방법이라는 점을 이해해야 합니다.
해당 방식은 합법적이지만 유의해야 할 점이 있습니다. 무리한 개통은 통신 정책상 문제가 될 수 있으며, 요금 납부 능력을 고려하지 않은 진행은 부담이 될 수 있습니다. 또한 고수익을 보장하거나 명의 대여를 요구하는 업체는 피해야 하며, 절차는 항상 합법적이고 투명하게 진행되어야 합니다.
결론적으로, 해당 방식은 통신 구조를 이용한 정상적인 자금 마련 수단으로, 충분한 이해와 책임 있는 관리가 동반될 경우 단기 자금 확보에 도움이 될 수 있습니다. 무엇보다 사전 정보 확인과 신중한 선택이 가장 중요합니다.
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